m.rae associates is a consulting firm dedicated to the vitality of our nation’s most critical financial institutions – community banks. We offer custom solutions in succession planning, strategic planning, and board dynamics.

In the boardroom, alongside management and on the front line, our holistic approach engages every level of your organization.

Through strategic solutions, facilitation and ongoing guidance, we go beyond the balance sheet to enact lasting change through your most valuable resource – your people.

Read Michelle Rae’s Bio

Testimonials

It doesn’t matter how much lip service we give ourselves or our services. At the end of the day, the bankers and professionals we’ve partnered with speak the loudest. Read our testimonials.

About Michelle Rae

For more than a decade, with her core associates by her side, President and CEO Michelle Rae Gula has been engaging bankers across all levels of all types of financial institutions.

Beginning as an analyst in early 1999 and eventually diversifying to strategic planning, tactical consulting and enterprise education, she challenged banks to realize opportunities for high performance beyond the balance sheet.

In 2007, the established national author and veteran industry speaker decided to translate her long-held belief – that the human element is at the same time a bank’s most valuable resource and volatile risk – into an independent firm focused on succession planning, strategic planning, and training and education. Read full bio.

Keep Moving Forward. We always ensure your next steps are clearly in sight. We are always ready to help. And we always let you take all the credit.